During National Small Business Week, we recognize and celebrate the contributions small businesses make -- like job creation, innovation, and global competitiveness -- it’s important to think about health care options.
If you’re the owner of a business with fewer than 50 full-time equivalent employees, you have choices that can make insurance more affordable, flexible, and easy to enroll in.
The benefits of the Small Business Health Options Program:
1. Access to tax credits: Buying coverage through the SHOP Marketplace is the only way for you to take advantage of the Small Business Health Care Tax Credit. The smallest employers can save 50% of the cost of their premiums.
2. Control over costs: The SHOP Marketplace lets you decide up front how much to contribute to premiums. Plans can’t charge higher premiums because of higher medical costs or pre-existing conditions.
3. Year-round enrollment: You generally can sign up for coverage any month of the year. So it’s easy to offer employees insurance when it’s right for the business.
4. Flexible coverage options: There’s a variety of plans available. You can let your employees choose among several (if they want to) so employees can select a plan that‘s right for them.
5. Support: Get in-person assistance from agents and brokers or trained navigators. They can help make the buying process even simpler. You can also contact the SHOP Call Center for help.
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